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Who We Are
About VIP Warranty: A Direct Approach
We built a direct warranty company that removes the layers and puts more money where it matters most—paying your claims.
The Problem: Traditional extended warranties pass through many hands before any money is set aside to pay claims. Only a fraction of what you pay actually protects you.
How Traditional Warranties Work
| Layer | What They Do | Impact |
|---|---|---|
| Administrator | Manages paperwork | Takes cut |
| Brokers | Multiple sales layers | Takes cut |
| Retailers | Dealership markup | Takes cut |
| Claims Reserve | What's left for you | Small fraction |
The VIP Direct Model
We removed the layers. Direct means more of your payment goes into the claims reserve.
| Feature | Traditional | VIP Direct |
|---|---|---|
| Payment Flow | Multiple layers | Direct to reserve |
| Administrator Fees | Separate company | Eliminated |
| Broker Commissions | Multiple layers | Eliminated |
| Dealer Markup | 50-200% | Eliminated |
Our Mission
Pay claims and answer the phone. That's it.
- Simple
One coverage level - Transparent
No hidden markup - Reliable
Claims paid fast
Our Track Record
$70M+
Claims Paid
250K
Miles Accepted
$0
Deductible*
Anytime
Cancel
*After 6 months
What This Means for You
- One coverage level (exclusionary)
- Monthly subscription, cancel anytime
- Real people answer the phone
- Claims paid quickly
- No upfront payment required
- Direct to insurance company
Everyone says "Peace of Mind." We actually set it up to work that way.